We are as serious about imaging technology as you are about banking. Therefore, we are committed to deploying only the latest technology to create labor saving products that give your bank a competitive advantage. Our products seamlessly integrate with your existing systems, such as, core, teller and Internet bankings solutions. GFS eliminates the need for on-going upgrades and ensures your ability to provide only the highest quality products and service to your customers.

Our suite of imaging products and services provide multiple benefits.

Labor Savings

Certainly, a great advantage of a check imaging is the labor savings. Reductions in paper handling and improving work-flow will increase overall productivity. New savings will come from shortened research times and the total elimination of tasks such MICR encoding, filing, cycle sort and fine sort. The labor saving benefits of check imaging include:

Automated Reject Correction
Faster and Reduced Proof Keying
Eliminating Primary and Secondary Sorting
Reduced Statement Preparation Time
Reduced Item Research Time
No MICR Encoding
CAR/LAR and Field Recognition Read
Merchant Electronic Depositing
Cost Savings

While the labor savings benefits will improve profitability, there are also direct cost benefits to be enjoyed when migrating to check imaging. Reductions come from:

Microfilm Supplies, Film Processing and Filmer Maintenance
Proof/MICR Equipment, Supplies and Maintenance
Postage Savings
Floor Space Allocation for Supplies and Records Storage
Out-Dated Hardware and Software
Additional Fee Income

There are avenues for gaining additional fee income through imaging and archival services. Consider a small charge to the customer for receiving image statements, eStatements or viewing check images on-line. In addition, customers with high check volume may select to receive their check images and statements on CD-Rom, triggering a small charge for this significant service.

Other Benefits

Some benefits of implementing a check imaging system may not be measurable in "dollars and cents." These intangible benefits include a high level of staff productivity and high customer satisfaction, most often realized by fast and flexible check and statement research. Customer retention is easy when customer service is efficient. Flexible checking products also support customer attraction and retention. New check imaging product offerings will likely attract new and profitable customers seeking these services. Merchant Capture and ePosit are deposit account services that customers look for and expect. In addition, there will be competitive advantages that come with the ability to offer innovative products and services in an efficient and timely manner.

Security and Privacy

We understand that security, privacy and risk reduction are primary concerns with any financial services system. Thus, we focus intently on these issues. We combine our industry experience with leading-edge hardware and software systems that successfully pass the stringent audit standards set by federal and state banking examiners.

SECURITY

User Level Security
Fraud Detection Suite
Signature Card Validation
User Activity Logging